Hamsa – Powering the Finternet
The Hamsa Unified Ledger
Trust, Built-In
The Hamsa Unified Ledger seamlessly connects your financial institution to the global financial ecosystem. Built on an EVM compatible platform the Hamsa Unified Ledger leverages AI and DLT technologies to drive efficiency, reduce cost, and increase reliability without disrupting your internal systems or workflows.
Built into the Hamsa Unified Ledger are four market-leading modules that ensure institutions operate securely, privately and autonomously, while connected to the global finance ecosystem:
Automation Module
Interoperability Module
Built in collaboration with Microsoft and based on Microsoft’s ZKP Nova system, Hamsa Privacy is a fully programmable, EVM compatible solution ensuring all transactional data is kept private. Hamsa uses ZK roll-up technology to guarantee privacy and high throughput.
AI-enabled automation of financial workflows through programmable logic and smart contracts, reduces manual tasks and improves operational accuracy and efficiency.
Interoperability facilitates seamless communication and transaction processing between existing and new financial systems, both internally and externally.
Programmability enables you to customize your workflows and add programmable logic to implement your own features.
Solutions
Automated Clearing & Settlement, and Digital Finance Solutions
Leveraging the Hamsa Unified Ledger, our solutions provide scalable real-world solutions to some of the world’s largest financial institutions. Our clearing solution automates the clearing process, and provides a single source of truth for a breadth of asset types. Our settlement solutions feature PVP and DVP for multiple asset classes, enabling low-cost, high-volume, 24/7 programmable transactions between central banks and financial institutions and their clients.
Subaccounting Platform
Hamsa’s subaccounting platform dramatically reduces cost, and increases the speed and reliability of the transaction clearing processes in the back office. In 2025 we serviced over $400B of AUM, saving millions of dollars for our clients.
Our platform enables 24/7 programmable transactions using stablecoins, tokenized deposits and CBDCs, so that financial institutions can complete PVP and DVP settlements optimizing interbank transactions. We currently serve Banco Safra in Brazil, as well as two CBDC pilot programs around the world
By tokenizing a breadth of asset types from loans, to receivables to real estate, we enable financial institutions to develop new products. To-date,we have tokenized over $3.2B for T1 and T2 banks.
Hamsa’s end-to-end trade platform enables cross-border supply chains to offer deep-tier financing, increasing liquidity, transparency and resilience throughout the chain. Our platform has already processed hundreds of thousands of transactions, unlocking millions of dollars of liquidity.
New & Updates
February 1, 2026
Execution Over Narrative: Hamsa
Hamsa solves institutional blockchain's privacy-composability paradox with foundational ledger infra, already processing billions at a tier-1 bank.
September 20, 2025
Safra launches Safra Dollar, its own dollar-backed stablecoin.
Banco Safra launched Safra Dólar, a dollar-pegged stablecoin on blockchain, available from R$1,000, in partnership with Hamsa.
March 2, 2025
Hamsa focuses on Drex to grow in Brazil
Hamsa was featured in Valor Econômico S/A, highlighting our strategic focus on Drex development in Brazil.
November 1, 2024
Hamsa Collaboration with Microsoft
Hamsa collaborates with Microsoft to solve privacy for the DREX platform, the CDBC project of the Central Bank of Brazil. Collaborators announce Hamsa Privacy – built on Microsoft's zero knowledge proof system.
Privacy at the Heart of CBDC Design
As central banks explore retail CBDCs, two critical challenges emerge: privacy concerns and public utility. A recent IMF paper offers a thoughtful framework to address these challenges while respecting the evolving dynamics of trust in institutions.
Exploring the Impact of CBDC on Monetary Policy
As central banks worldwide explore the potential of Central Bank Digital Currency (CBDC), the Bank of Canada has provided crucial insights into how CBDC might transform monetary policy transmission.
Campos Neto says that 'tokenization' is the future of payment methods
Roberto Campos Neto, President of the Brazilian Central Bank (BC), explained the potential of tokenization at a recent financial event. Highlighting Pix's programmable aspect, he outlined plans to integrate 'tokenization' into the payment system, marking a significant step forward.